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Healthcare & Franchise CFO Advisory · Houston, TX

Your organization doesn't
lack opportunity.
It lacks financial clarity.

The Business Doctor® delivers verified financial intelligence, executive dashboard visibility, and strategic CFO advisory — purpose-built for multi-location healthcare operators, DSOs, and franchise systems.

Schedule Your Audit See how it works →
38+Years financial leadership
$1MNet profit delivered
$107KRoyalty fees recovered
DSODental & multi-location

The Diagnosis

Most healthcare operators are growing
without financial visibility.

Revenue is up. Locations are expanding. And yet the executive team can't answer which location is actually profitable, where cash is disappearing, or whether next quarter's growth is funded. That's not a growth problem. That's a financial foundation problem — and it's the exact problem The Business Doctor® fixes.

◈Multiple locations but no clear picture of which ones are actually driving profit
◈Financial reports arrive 30+ days late — too slow for real decisions
◈Your bookkeeper produces numbers but no one is translating them into strategy
◈Royalty collections lagging, compliance gaps widening, and no system to close them
◈Approaching a capital raise, acquisition, or expansion without lender-ready reporting
The Treatment Plan

Financial intelligence,
not just financial reports.

Every service is sequenced. Every engagement starts with the audit. No client receives a dashboard before the data is verified. That sequence is what makes the outcome reliable.

01 — Entry Point

Financial Foundation Audit™

A comprehensive diagnostic of your financial systems, reporting structure, and KPI gaps. Includes the Doctor's Prescription™ treatment plan and live debrief session. Every engagement — without exception — begins here.

From $2,500One-TimeIncludes Rx™

02 — Foundation

Financial Foundation Management

Clean, structured books built to the VBS Data Standard™. Monthly P&L by location. Financial Health Check-Up call. Certified partner bookkeeping oversight. The infrastructure every advisory relationship requires.

From $2,800/mo1–2 Locations

03 — Growth

Executive Dashboard Intelligence

Real-time Klipfolio executive dashboard by location. Payer mix reporting. Monthly leadership insights report. Budget vs. actual review. The intelligence layer that turns clean data into decisions.

From $4,500/mo3–6 LocationsDashboard Included

04 — Scale

CFO Advisory & Scale

Monthly CFO advisory with Lorna Fox. Expansion and acquisition financial modeling. Lender-ready reporting. Scenario planning. Board-level financial narrative. For operators actively scaling, seeking capital, or preparing for PE review.

From $6,500/moMulti-LocationStrategic

05 — Corporate

Corporate Financial Leadership

Designed for 11–500 employee organizations. Multi-department consolidated dashboard, controller certification, board and investor reporting, weekly CFO availability. The Business Doctor® at enterprise scale.

From $4,000/mo$350K+ RevenueController Cert

06 — Advisory

Dashboard + CFO-Only Advisory

For organizations with existing bookkeeping. Klipfolio executive dashboard built on verified data, plus strategic CFO advisory. VBS Data Standard™ certification required before build begins.

From $1,200/moData Standard Req.
The Doctor's Prescription™

A sequenced system,
not a service menu.

Every Victorious Business Solutions engagement follows a defined clinical sequence. This is not a service you select from a menu — it's a progression your organization moves through as your financial foundation matures.

01

Financial Foundation Audit™

Comprehensive review of your financial systems, reporting structure, KPI gaps, and data readiness. Produces the Doctor's Prescription™ — your personalized roadmap. Required for every new client.

$2,500–$6,500One-time · by scope
02

Doctor's Prescription™ Debrief

Live session presenting your findings, recommended tier, 90-day action plan, and progression path. This is where the clinical relationship begins and the engagement framework is agreed upon.

IncludedWith every audit
03

Foundation — Data Standard™ Build

VBS Certified Partner™ placed and briefed. Books restructured to VBS Data Standard™ COA. Historical cleanup if required. Monthly Data Readiness Check-In™ begins. Dashboard unlocked at 90 days clean.

$2,800/moFoundation tier
04

Growth — Dashboard Intelligence Layer

Klipfolio executive dashboard activated by location. Payer mix visibility. Monthly leadership insights report and budget-vs-actual review. Clean data converted into executive decisions.

$4,500/moGrowth tier
05

Scale — Strategic CFO Advisory

Monthly CFO advisory, scenario modeling, expansion financial planning, lender-ready reporting, and board-level financial narrative. Reserved for operators with active growth or capital events on the horizon.

$6,500/moScale tier

Client Results

Proven outcomes.
Documented results.

Two industries. The same discipline. Financial clarity delivered through a system — not guesswork.

The Challenge

Operating blind at scale

  • Month-end close taking 14 days
  • No visibility into revenue cycle performance
  • Unable to identify operational cost drivers
  • Profitability unclear across all 12 locations
  • Decision-making slow and reactive

The Approach

Financial foundation first

  • Re-architected accounting structure in QuickBooks
  • Rebuilt reporting processes to VBS Data Standard™
  • Established consistent leadership reporting cadence
  • Created location-level revenue and expense visibility
  • Surfaced revenue leakage and cost inefficiencies

The Outcome

Clarity became profitability

  • Month-end close reduced from 14 days to 5
  • Real-time performance visibility for leadership
  • Revenue leakage identified and corrected
  • Cost inefficiencies surfaced and addressed
  • $1M net profit achieved within 8 months
14→5Days to month-end close
8 moTime to result
$1MNet profit delivered

"Growth without financial visibility creates risk. When leadership can clearly see what's driving performance, they make faster, more confident decisions — and those decisions directly impact profitability."— Lorna Fox · The Business Doctor®

The Challenge

Royalty leakage at national scale

  • Overdue royalty fees totaling $255,266
  • No systematic audit process for collections
  • Franchisee noncompliance going undetected
  • Delinquent accounts with no escalation protocol
  • Revenue recognition not aligned to ASC 606

The Approach

Systems before enforcement

  • Designed and implemented franchise royalty audit system
  • Built collections protocol to address delinquency
  • Established compliance tracking across franchisee network
  • Developed operating and accounting processes for ASC 606
  • Created escalation framework for noncompliance

The Outcome

Recovered and protected

  • Overdue royalties reduced from $255,266 to $148,054
  • $107,212 recovered within 8 months
  • Full ASC 606 revenue recognition compliance achieved
  • Ongoing audit system prevents future leakage
  • Franchisee accountability structure permanently established
$107KRoyalty fees recovered
8 moTime to result
ASC 606Full compliance achieved

"Royalty leakage is never just a collections problem. It's a systems problem. The right audit infrastructure doesn't just recover what was lost — it closes the gap permanently."— Lorna Fox · The Business Doctor®

Ideal Client Profile

We serve the operators
complexity was built for.

The Business Doctor® is not a general-purpose advisory practice. We serve multi-location healthcare organizations, franchise systems, and growth-focused operators whose financial complexity demands a specialized approach.

⬡

DSOs & Dental Groups

3–50 locations. Payer mix complexity, provider productivity gaps, and multi-location consolidation are our core expertise.

⬡

Home Health Agencies

Reimbursement-driven cash flow creates blind spots. We build the reporting structure that makes margins, timing, and location-level performance visible to leadership.

⬡

Behavioral & Mental Health

Multi-payor complexity is a financial reporting problem before it's a revenue problem. We build the foundation that surfaces what's driving — or draining — performance.

⬡

Franchise & Multi-Unit Operators

Unit economics, royalty audit systems, compliance infrastructure, and location-by-location profitability for franchise groups scaling across markets.

⬡

Corporate Healthcare ($350K+)

11–500 employee organizations with multi-department complexity, PE reporting requirements, or active capital events.

⬡

Growth-Stage Service Businesses

Service-based organizations at $350K+ revenue whose financial infrastructure has not kept pace with operational growth.

"Growing organizations don't struggle from lack of opportunity.
They struggle because their financial foundation has not kept pace with growth."

Data→ Decisions→ Dollars

Financial Foundation First™ — The Business Doctor® Philosophy

VBS Data Standard™

No dashboard before
the data is verified.

P-01

Chart of Accounts Structure

Healthcare-specific COA built for location-level reporting and payer mix clarity

P-02

Transaction Categorization

Every transaction coded consistently across all locations and periods

P-03

Reconciliation Protocol

Monthly bank, credit card, and payroll reconciliation — current, never lagging

P-04

Reporting Readiness

Financials available by the 10th — in the format the dashboard and advisory require

P-05

Data Integrity Oversight

Monthly Data Readiness Check-In™ scorecard — 10-point review with pass/warn/fail verdict

Lorna Fox — The Business Doctor®
Lorna Fox The Business Doctor® · Founder, Victorious Business Solutions, LLC
Lorna Fox · The Business Doctor®

A CFO who has
sat in your seat.

Lorna Fox is a senior financial executive with over 38 years of experience serving multi-location businesses, franchise systems, healthcare organizations, and growth-stage companies. She built The Business Doctor® methodology after watching healthcare operators repeatedly scale into financial chaos that better systems would have prevented.

The Business Doctor® is not a staffing solution or software platform. It is a physician-model advisory practice: diagnose first, prescribe precisely, oversee the execution, and interpret the outcomes for the executive team.

38+ years multi-location financial leadership across healthcare, franchise, and growth-stage organizations
DSO and multi-location dental group financial architecture and KPI reporting
Franchise royalty audit systems, ASC 606 compliance, and unit economics infrastructure
Klipfolio-certified executive dashboard delivery
Capital raise, lender-ready reporting, and PE-level financial narrative
Houston, TX — serving clients nationally
38+Years of practice
$1MNet profit delivered
$107KRoyalties recovered
ASC 606Compliance delivered
The First Step

Every engagement begins with
the audit.

The Financial Foundation Audit™ is not a free consultation. It is a paid diagnostic that produces a definitive Doctor's Prescription™ for your organization. It is the most important financial conversation your business will have this year.

Schedule Your Discovery Call

Discovery calls are complimentary · Audits begin at $2,500 · No engagement without qualification