Healthcare & Franchise CFO Advisory · Houston, TX
Your organization doesn't
lack opportunity.
It lacks financial clarity.
The Business Doctor® delivers verified financial intelligence, executive dashboard visibility, and strategic CFO advisory — purpose-built for multi-location healthcare operators, DSOs, and franchise systems.
See how it works →
38+
Years financial leadership
$1M
Net profit delivered
$107K
Royalty fees recovered
DSO
Dental & multi-location
See how it works →
The Diagnosis
Most healthcare operators are growing
without financial visibility.
Revenue is up. Locations are expanding. And yet the executive team can't answer which location is actually profitable, where cash is disappearing, or whether next quarter's growth is funded. That's not a growth problem. That's a financial foundation problem — and it's the exact problem The Business Doctor® fixes.
Multiple locations but no clear picture of which ones are actually driving profit
Financial reports arrive 30+ days late — too slow for real decisions
Your bookkeeper produces numbers but no one is translating them into strategy
Royalty collections lagging, compliance gaps widening, and no system to close them
Approaching a capital raise, acquisition, or expansion without lender-ready reporting
The Treatment Plan
Financial intelligence,
not just financial reports.
Every service is sequenced. Every engagement starts with the audit. No client receives a dashboard before the data is verified. That sequence is what makes the outcome reliable.
01 — Entry Point
Financial Foundation Audit™
A comprehensive diagnostic of your financial systems, reporting structure, and KPI gaps. Includes the Doctor's Prescription™ treatment plan and live debrief session. Every engagement — without exception — begins here.
Practice Audit — DSOs, home health, behavioral health (3–10 locations)
Strategic Financial Audit™ — Corporate & enterprise ($2M+ revenue)
From $2,500
One-Time
Corporate from $4,500
Includes Rx™
02 — Foundation
Financial Foundation Management
Clean, structured books built to the VBS Data Standard™. Monthly P&L by location. Financial Health Check-Up call. Certified partner bookkeeping oversight. The infrastructure every advisory relationship requires.
From $2,800/mo
1–2 Locations
03 — Growth
Executive Dashboard Intelligence
Real-time Klipfolio executive dashboard by location. Payer mix reporting. Monthly leadership insights report. Budget vs. actual review. The intelligence layer that turns clean data into decisions.
From $4,500/mo
3–6 Locations
Dashboard Included
CFO Advisory & Scale
Monthly CFO advisory with Lorna Fox. Expansion and acquisition financial modeling. Lender-ready reporting. Scenario planning. Board-level financial narrative. For operators actively scaling, seeking capital, or preparing for PE review.
From $6,500/mo
Multi-Location
Strategic
05 — Corporate
Corporate Financial Leadership
Designed for organizations with 11–500 employees and $350K+ in revenue. The Business Doctor® delivers multi-department consolidated financial intelligence across three levels of engagement — from dashboard foundation through board-level CFO advisory.
Corp Foundation — Multi-department dashboard + controller certification
Corp Growth — CFO advisory + unit economics by location
Corp Scale — Weekly CFO availability, board reporting, acquisition modeling
From $4,000/mo
$350K+ Revenue
Up to $12,000/mo
06 — Advisory
Dashboard + CFO-Only Advisory
Already have a bookkeeper in place? This pathway is built for organizations that need financial intelligence and strategic CFO advisory — without replacing their existing accounting team. Your bookkeeper or controller is certified to the VBS Data Standard™ before any dashboard is built or advisory begins. That's what makes every insight reliable.
Executive Dashboard — Klipfolio dashboard built on your verified data
CFO Advisory Only — Strategic advisory, no bookkeeping required
Data Readiness Check-In™ — Monthly oversight included
From $4,500/mo
3–6 Locations
Dashboard Included
Not ready for a full engagement?
Start here.
The 90-Day Financial Clarity Sprint is the bridge between your audit findings and a full monthly retainer. In 90 days, you receive a built Klipfolio executive dashboard and three dedicated CFO advisory sessions — enough to see exactly what your financial foundation looks like, where the gaps are, and what decisions are being made without the data they require.
Most clients convert to a monthly retainer before month two is finished.
Klipfolio executive dashboard — built on your verified data
3 monthly CFO advisory sessions with Lorna Fox
No long-term commitment required
Counts toward your first 90 days if you continue
$4,500
Flat · One-time · No retainer required
Preparing for a capital raise, SBA loan, or bank review?
Lender-Ready Reporting Package
A complete financial presentation package — executive summary, 24-month P&L narrative, and key metric snapshot — prepared to the standard lenders and investors expect. Available as a standalone engagement or as an add-on to any active tier.
$1,500
One-time · Standalone or add-on
The Doctor's Prescription™
A sequenced system,
not a service menu.
Every VBS engagement follows a defined clinical sequence. This is not a service you select from a menu — it's a progression your organization moves through as your financial foundation matures.
01
Financial Foundation Audit™
Comprehensive review of your financial systems, reporting structure, KPI gaps, and data readiness. Produces the Doctor's Prescription™ — your personalized roadmap. Required for every new client.
$2,500–$6,500
One-time · by scope
02
Doctor's Prescription™ Debrief
Live session presenting your findings, recommended tier, 90-day action plan, and progression path. This is where the clinical relationship begins and the engagement framework is agreed upon.
Included
With every audit
03
Foundation — Data Standard™ Build
VBS Certified Partner™ placed and briefed. Books restructured to VBS Data Standard™ COA. Historical cleanup if required. Monthly Data Readiness Check-In™ begins. Dashboard unlocked at 90 days clean.
$2,800/mo
Foundation tier
04
Growth — Dashboard Intelligence Layer
Klipfolio executive dashboard activated by location. Payer mix visibility. Monthly leadership insights report and budget-vs-actual review. Clean data converted into executive decisions.
$4,500/mo
Growth tier
05
Scale — Strategic CFO Advisory
Monthly CFO advisory, scenario modeling, expansion financial planning, lender-ready reporting, and board-level financial narrative. Reserved for operators with active growth or capital events on the horizon.
$6,500/mo
Scale tier
Client Results
Proven outcomes.
Documented results.
Two industries. The same discipline. Financial clarity delivered through a system — not guesswork.
Healthcare — 12 Locations
Franchise — Nationwide Operator
The Challenge
Operating blind at scale
Month-end close taking 14 days
No visibility into revenue cycle performance
Unable to identify operational cost drivers
Profitability unclear across all 12 locations
Decision-making slow and reactive
The Approach
Financial foundation first
Re-architected accounting structure in QuickBooks
Rebuilt reporting processes to VBS Data Standard™
Established consistent leadership reporting cadence
Profitability unclear across all 12 locations
Surfaced revenue leakage and cost inefficiencies
The Outcome
Clarity became profitability
Month-end close reduced from 14 days to 5
Real-time performance visibility for leadership
Revenue leakage identified and corrected
Cost inefficiencies surfaced and addressed
$1M net profit achieved within 8 months
14→5
Days to month-end close
8 mo
Time to result
$1M
Net profit delivered
"Growth without financial visibility creates risk. When leadership can clearly see what's driving performance, they make faster, more confident decisions — and those decisions directly impact profitability."
— Lorna Fox · The Business Doctor®
Ideal Client Profile
We serve the operators
complexity was built for.
The Business Doctor® is not a general-purpose advisory practice. We serve multi-location healthcare organizations, franchise systems, and growth-focused operators whose financial complexity demands a specialized approach.
DSOs & Dental Groups
3–50 locations. Payer mix complexity, provider productivity gaps, and multi-location consolidation are our core expertise.
Home Health Agencies
Reimbursement-driven cash flow creates blind spots. We build the reporting structure that makes margins, timing, and location-level performance visible to leadership.
Behavioral & Mental Health
Multi-payor complexity is a financial reporting problem before it's a revenue problem. We build the foundation that surfaces what's driving — or draining — performance.
Franchise & Multi-Unit Operators
Unit economics, royalty audit systems, compliance infrastructure, and location-by-location profitability for franchise groups scaling across markets.
Corporate Healthcare ($350K+)
11–500 employee organizations with multi-department complexity, PE reporting requirements, or active capital events.
Growth-Stage Service Businesses
Service-based organizations at $350K+ revenue whose financial infrastructure has not kept pace with operational growth.
"Growing organizations don't struggle from lack of
opportunity.
They struggle because their financial foundation has not
kept pace with growth."
Data → Decisions → Dollars
Financial Foundation First™ — The Business Doctor® Philosophy
VBS Data Standard™
No dashboard before
the data is verified.
P-01
Chart of Accounts Structure
Healthcare-specific COA built for location-level reporting and payer mix clarity
P-02
Transaction Categorization
Every transaction coded consistently across all locations and periods
P-03
Reconciliation Protocol
Monthly bank, credit card, and payroll reconciliation — current, never lagging
P-04
Reporting Readiness
Financials available by the 10th — in the format the dashboard and advisory require
P-05
Data Integrity Oversight
Monthly Data Readiness Check-In™ scorecard — 10-point review with pass/warn/fail verdict
Lorna Fox · The Business Doctor®
A CFO who has
sat in your seat.
Lorna Fox is a senior financial executive with over 38 years of experience serving multi-location businesses, franchise systems, healthcare organizations, and growth-stage companies. She built The Business Doctor® methodology after watching healthcare operators repeatedly scale into financial chaos that better systems would have prevented.
The Business Doctor® is not a staffing solution or software platform. It is a physician-model advisory practice: diagnose first, prescribe precisely, oversee the execution, and interpret the outcomes for the executive team.
38+ years multi-location financial leadership across healthcare, franchise, and growth-stage organizations
DSO and multi-location dental group financial architecture and KPI reporting
Franchise royalty audit systems, ASC 606 compliance, and unit economics infrastructure
Klipfolio-certified executive dashboard delivery
Capital raise, lender-ready reporting, and PE-level financial narrative
Houston, TX — serving clients nationally
38+
Years of practice
$107K
Royalties recovered
$1M
Net profit delivered
ASC 606
Compliance delivered
The First Step
Every engagement begins
with
the audit.
The Financial Foundation Audit™ is not a free consultation. It is a paid diagnostic that produces a definitive Doctor's Prescription™ for your organization. It is the most important financial conversation your business will have this year.
Discovery calls are complimentary · Audits begin at $2,500 · No engagement without qualification